Instant notifications
A receipt on your screen the second you pay.
Home / Products / Spend
Spend, and see it the moment you do
Instant notifications, budgets that sort themselves, and a gold card that works everywhere.
Why spend
What you get with spend
Budgets that sort themselves
Groceries, transport, eating out: grouped for you.
Split in one tap
Share a bill and get paid back without the chat.
How it works
Three steps
Pay with your gold card
Contactless, chip, Apple Pay or Google Pay.
See it straight away
Every payment shows up with the shop and a category.
Set a budget
Pick a monthly limit and get a nudge before you hit it.
SpendAM
Locker 81•••• 8104
Today
☕Corner CaféCoffee · 8:42−$5.40
🚇City MetroTransport · 8:15−$2.90
$SalaryAcme Studio+$3,200.00
▤This monthGroceries 34% of budget$412.10
Know where it all goes
Payments sort into categories on their own, so your month makes sense at a glance.
Your money in Locker 81 is protected*. How we protect you
Questions
Spend, answered
Can I use my card abroad?
Yes, anywhere cards are accepted, at the real exchange rate.
Do you charge for cash withdrawals?
Two cash withdrawals a month are free. Sample allowance.
Can I freeze my card?
Yes, with one tap in the app, and unfreeze it just as fast.
Your money, in one secure locker
Open your locker in about 5 minutes. Free to start, with a gold card in days.
Scan to get the app
Sample code
Sample code